Money Advice Service
Sunny Payday Loans

Sunny

Sunny is a brand new payday loan product quite like no other.

Put simply, there is nothing else like Sunny out there. The loan is a line of credit, not quite a payday loan and not quite an instalment loan, Sunny is new and extremely innovative. Offered by American finance group Think Finance – operators of Quid.co.uk – Sunny is set to revolutionise the short term loan market.

With Sunny you can get a line of credit up to £1000. With this credit you can request any amount up to your credit limit at any time, and it gets deposited straight to your bank account. What’s really great about Sunny though, is that there are absolutely NO FEES involved in this loan – this includes transfer fees, setup fees and even late payment fees – you will only ever pay back what you borrowed plus the interest and you have up to 5 months to repay!

Sunny Loans

Sunny offer an already competitive APR and by making repayments on time and watching their money management videos (videos will be added to their site soon), you can actually earn points to reduce your loan interest charges!

CLICK HERE TO VISIT SUNNY
Here’s the essential information:

  • Consumer Credit License
  • APR %
  • Contact Details
  • Faster Payment Fee
594425
1971%
Fortress House, Skyliner Way, Bury St. Edmunds, IP32 7YA
Free
  • Min & Max Loan Terms
  • Max Loan for 1st Time Customers
  • Weekend Funding
Up to 5 months
£1000
Yes
  • Rollover & Extension Options
  • Online Account Management
  • Credit Checks
No – This is a line of credit
Yes
Yes
  • Apply via Mobile/SMS
  • Minimum Income
  • Minimum Age
  • Other Criteria
Yes there is a dedicated mobile site
None specified
18
None specified

A loan from Sunny is so flexible, you won’t find another one like it. You can even send back the amount you borrowed within 5 days of taking a loan out and they wont charge you a penny in interest!

CLICK HERE TO VISIT SUNNY

Here’s our quick review:

Sunny is a brand new payday loan product quite like no other. Put simply, there is nothing else like Sunny out there. The loan is a line of credit, not quite a payday loan and not quite an instalment loan, Sunny is new and extremely innovative. Offered by American finance group Think Finance – operators …

Review Overview

Customer Service - 9.5
Speed of paying out loans - 9.2
Application Process - 9.7
Cost of Loan/APR - 9.5

9.5

Incredible

Summary : Innovative and flexible, Sunny have come up with a fantastic loan product that cannot be ignored.

User Rating: 2 ( 87 votes)
9

CLICK HERE TO VISIT SUNNY

If you would like to know more about how we score and review our Payday Loan Lenders, please click here: Reviews – How they are put together

Important Information

It is extremely important that you understand the risks of using Payday Loans. We want to ensure that you are fully aware of the commitment you are making and the consequences of non-payment. We have put together a series of articles we strongly recommend you read prior to applying for a Payday Loan. Please see this list below:

Applying for a Payday Loan
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