Sunny is a brand new payday loan product quite like no other.
Put simply, there is nothing else like Sunny out there. The loan is a line of credit, not quite a payday loan and not quite an instalment loan, Sunny is new and extremely innovative. Offered by American finance group Think Finance – operators of Quid.co.uk – Sunny is set to revolutionise the short term loan market.
With Sunny you can get a line of credit up to £1000. With this credit you can request any amount up to your credit limit at any time, and it gets deposited straight to your bank account. What’s really great about Sunny though, is that there are absolutely NO FEES involved in this loan – this includes transfer fees, setup fees and even late payment fees – you will only ever pay back what you borrowed plus the interest and you have up to 5 months to repay!
Sunny offer an already competitive APR and by making repayments on time and watching their money management videos (videos will be added to their site soon), you can actually earn points to reduce your loan interest charges!
- Consumer Credit License
- APR %
- Contact Details
- Faster Payment Fee
- Min & Max Loan Terms
- Max Loan for 1st Time Customers
- Weekend Funding
- Rollover & Extension Options
- Online Account Management
- Credit Checks
- Apply via Mobile/SMS
- Minimum Income
- Minimum Age
- Other Criteria
A loan from Sunny is so flexible, you won’t find another one like it. You can even send back the amount you borrowed within 5 days of taking a loan out and they wont charge you a penny in interest!
Here’s our quick review:
If you would like to know more about how we score and review our Payday Loan Lenders, please click here: Reviews – How they are put together
It is extremely important that you understand the risks of using Payday Loans. We want to ensure that you are fully aware of the commitment you are making and the consequences of non-payment. We have put together a series of articles we strongly recommend you read prior to applying for a Payday Loan. Please see this list below: